There is nothing more important to us than making sure that you are completely comfortable with every aspect of your plastic surgery journey. Plastic surgery is a big financial commitment, one that is important to properly prepare and budget for. Because we don’t want budgetary limitations to delay important treatments or hinder our patients from pursuing their aesthetic goals altogether, we offer financing options for plastic surgery and support you through the application process.
Choosing to finance your plastic surgery allows you to break down the total cost into a series of affordable installments, enabling you to budget more efficiently. You can choose to finance the full cost of your procedure, or just a portion. All of the surgical procedures offered at FORM Face + Body qualify for patient financing. Non-surgical procedures may also qualify via PayBright.
Your financing options.
Both offer great patient financing options with comparable interest rates and amortization periods, though the application process and approval rates differ slightly. You may choose to submit applications to both and make your final decision based on the information you receive. It does not cost you anything to apply for financing or seek approval with Medicard or PayBright.
Your monthly payments will vary based on the amount you choose to finance and the length of your term. Interest rates are determined based on your credit history, but both Medicard and PayBright offer competitive interest rates with no down payment or collateral required. If your financial situation changes and you’re able to repay the loan in full earlier than expected, there are no prepayment penalties.
You can view Medicard’s sample monthly payment chart here.
How to apply.
The first step is to book a consultation with Dr. Somogyi or Dr. Jalil to determine your ideal treatment plan and associated costs. We can then help you to apply for financing with the provider of your choice. Once you have been approved for plastic surgery financing, Medicard or Paybright will pay FORM Face + Body the full amount requested, and you will repay them over a period of time based on the agreed upon repayment plan.
You can apply for instant approval on the PayBright website or mobile app by supplying a few pieces of information, including the amount you’d like to finance. You’ll be shown a breakdown of your payment plan and terms before you process any transaction. Your first payment is typically due one month after your surgery and will continue to be debited automatically on the same day of each month for the remainder of the payment term.
With Medicard, you’ll submit your application online, via phone, or fax. You’ll be asked to specify the amount you would like to finance and your ideal term length (6 months, 1, 2, 3, 4, 5, or 6 years). Once your application is approved, you’ll be notified by phone. You’ll be asked to sign and return the required documents, and to send a void cheque. Your monthly payment will then be electronically debited from your chequing account for the agreed upon term.